What sets an independent insurance agency apart from direct writers such as Geico, Farmers, Allstate, State Farm, Progressive, and Nationwide? As independent agents we take the time to understand exactly what you need and make sure you are covered appropriately. We have long standing relationships with each of the insurance carriers we represent so we have a thorough understanding of the varying coverages each of our Insurers provide. Insurance companies that utilize the agency channel to provide insurance coverage know that they need to compete for your business. They are not spending millions of dollars on advertising. The money that is saved on advertising costs often times results in reduced premiums. Direct writers will also tout that they can give you a quote in 15 minutes, but it would be wise to call a few different direct writers if you really want the best deal. All that time begins adding up... Let a local independent insurance do that for you a no additional cost.
Insurance can be confusing. There are so many options and nuances depending on which market you are in. What coverage do you need? Are you getting a good value? It's different for everyone. We hope to help you better understand how it all works. Please reach out if we don't address your questions here. If nothing else we hope we can make insurance interesting.